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Making Overpayments to Your Birmingham Midshires Mortgage

Making additional payments to your Birmingham Midshires mortgage is easy and convenient. You can make a payment of any amount between 5 and 60,000 pounds with your debit card by calling 0345 300 2627. Please note that only customers listed on the mortgage account can make debit card payments. If you want to make regular or lump sum overpayments, or have questions about your mortgage account balance after receiving your annual statement, this section can help. It also provides information on what to do if you overpay and explains how to request a certificate of interest if you need to know the interest rate or product in which your mortgage account is located.

If you think you haven't been treated fairly when dealing with your mortgage arrears, contact us and let us know what the problem is. We offer different options if you're having trouble paying your mortgage and bills. Your personal information will be held by Bank of Scotland Plc, which operates as Birmingham Midshires and is part of the Lloyds banking group. If you have more than one mortgage account with us, you'll need to submit a form for each account you want to overpay. If your account doesn't start at 60€ and your mortgage is based partly on interest and partly amortized, your overpayment will reduce your amortization balance.

If you have any questions about the amount of your monthly mortgage payment or want to repay a lump sum, see this section. If your next mortgage payment is due in the next 14 days, your application may not take effect until the next month. If a fee applies, it will appear on your mortgage offer, on your annual statement, or on a transfer authorization form if you changed your mortgage product after opening your account. See this section if you need a copy of the mortgage statement, an annual statement, a repayment statement, or a closing statement.

Clifford Dalluge
Clifford Dalluge

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